Farming Comes With Risk.
From unpredictable weather to shifting market prices. Multi-Peril Crop Insurance (MPCI) helps farmers manage these uncertainties by covering losses from natural disasters and revenue drops. It’s more than just protection—it’s a way to plan confidently, to secure financing and to recover faster after setbacks.
At Great American, we understand the challenges farmers face. That’s why we offer reliable MPCI coverage backed by decades of agricultural expertise—so you can focus on growing your future.
Want to Explore Your Options?
Learn more about the different types of MPCI coverage available, and find the plan that best fits your operation.
MPCI Coverages
Compare MPCI plans like Revenue Protection (RP), Yield Protection (YP) and Actual Production History (APH) to determine which coverage option(s) best align with your operation.
Livestock Coverages
If you are a livestock or dairy producer, discover the range of livestock insurance plans designed to protect your operation.
Our Coverage Plans
Individual Plans
These plans are tailored to a specific farm’s actual production history. Offering protection based on the farmer’s own yields and losses, individual plans are ideal for operations with consistent recordkeeping and performance. Some coverages also offer protection from drops in revenue due to market volatility.
Area Plans
Area-based plans insure against losses in a broader geographic region, such as a county. Payments are triggered by regional yield or revenue shortfalls, regardless of individual farm performance. These are useful for farmers whose yields may closely track local averages.
Rainfall Index
These types of plans insure against lack of rainfall during critical growing periods. Commonly used to protect pasture, rangeland and forage crops, as well as apiaries. It’s important to note that indemnities are based on rainfall data from NOAA weather stations, not actual farm losses.
Whole Farm Revenue Protection (WFRP)
WFRP provides comprehensive coverage for all commodities on a farm under one policy. It’s especially beneficial for diversified farms, offering protection based on the farm’s expected revenue rather than individual crop yields.
Livestock
Livestock insurance plans help producers protect against unexpected declines in revenues and market prices. Flexible coverage options are available for cattle, swine, lamb and dairy operations.
Endorsements
Crop insurance endorsements like ECO (Enhanced Coverage Option), SCO (Supplemental Coverage Option), MCO (Margin Coverage Option) and HIP-WI (Hurricane Insurance Protection – Wind Index) provide additional protection beyond a base policy. ECO and SCO are area-based options that cover shallow losses above the underlying deductible, extending coverage up to 90% or 95%. MCO adds margin protection by accounting for both revenue declines and rising input costs, offering coverage bands from 86% to 90% or 95%. Meanwhile, HIP-WI helps offset hurricane and tropical storm related losses.